I went through that stage in my life too. Right after I moved in with my now DH I wanted to settle down and have kids. I didn't care about setting up a good home for them. I didn't care about finishing school, getting a good job and getting good insurance and 401ks and stuff.

After actually having done all that, I'm a lot more confident that now is the right time to have kids. I had a lot of growing up to do from the age of 19.

Your situation might be different, but you might want to think ahead about what kind of life style you want to have for your family. It's hard to think about the future when you want things now.

My advice would be to wait a year. Hold out and see if you still feel the same way in a year as you do now.

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