Update from today's appointment...
DH and I saw the Dr. today to discuss the results of my u/s and Bloodwork. Apparently, my u/s showed 6 antral follicles on each side (total of 12). The bloodwork (FSH level) was normal though. This means yes, I am ovulating, but the low follicle count means my egg supply is low. He said that he would have liked to see 30 follicles out of someone my age (although there is no actual "norm" on the number a person should have at each age.)
He said it might also be that I ovulate but do not acutally release an egg (compared it an egg being stuck to the wallpaper in a room, and the room filling with fluid, walls cracking, fluid releasing, but the egg continuing to stick to the wall.) He said there's no test to actually show this information, though, so he can't absolutely say for certain what is preventing the pregnancy from occuring.
Basically, though, it comes down to this:
Chances of conceiving on our own: 1-2%
Chances of IUI working: 10%
Chances of IVF working: 50%
With this info, we have decided to try the IUI for 2 cycles, then the IVF for up to four. (My insurance covers four cycles of IVF; we do not want to waste cycles with IUI with such a low percentage, but he thought we should at least give it a try.)
The good news is: 1) I really like the clinic and doctor, and feel comfortable working with them. 2) At least we know that something is actually physically wrong (I would have hated going in today and him telling me everything looks great and he doesn't know what could be the problem), and 3) Though the odds are low, they still are better than are 1-2% chance on our own!!!
The one shocking thing he said was that I might start menopause as early as my 30's.
The antral follicle count tells the egg supply; since mine is low, the chance of me running out sooner are greater. He said there is no absolute way to predict this, but he's glad I am coming in at age 26 instead of waiting a few more years. He said the count won't really increase (might by a few follicles, but not much), but he doesn't know how long it will take to decrease.
Anyway, I just wanted to share the results. I'm very at peace with this, which is shocking for me. I'm just glad to have some sort of an answer.